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Home / Our Services / Loans and Financing

Empowering your next big move.

Choose credit that respects your plans. We keep terms clear, decisions fast, and repayments flexible, so you can move forward with confidence. 

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Salary Advance 

What it is:Shortterm support for salaried customers who receive payroll with us

Why it matters:Handle urgent needs before payday.

How to get started:Confirm eligibility and submit a simple application 

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SME Loans 

What it is:Working capital and growth finance for micro and small businesses, including LPO Finance for supply contracts.  

Why it matters:Bridge cash flow gaps and seize opportunities.

How to get started:Share business details and supporting documents for a tailored offer.

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School Fees Loan

What it is:Structured funding for tuition and education costs.

Why it matters:Keep education plans on track without strain. 

How to get started: Provide school documentation and a straightforward repayment plan.

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Asset Financing

What it is:Finance for equipment, appliances, solar products, or transport assets.  

Why it matters: Spread payments while you benefit from the asset.

How to get started:Select the asset and agree a repayment schedule that fits your income. 

Apply for your loan now. Make that dream a reality. 

Why take a loan with us?

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Quick approval and flexible repayment 

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Transparent rates and fees 

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Available to public and private sector workers 

Apply for your loan now. Make that dream a reality.

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How it Works

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Step 1: Visit Any Branch

Stop by your nearest Leadcity MFB branch to speak with our loan officers and begin your application.

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Step 2: Submit Your Documents

Provide the required documents and details — we’ll guide you through every step of the process.

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Step 3: Get Approved & Receive Funds

Once your loan is approved, your funds are disbursed promptly so you can put them to work right away.

For Documentation: Valid ID, BVN, proof of income or business activity.